Alaska Housing offers a number of home loans. An approved lender to find out if you qualify for an Alaska Housing loan, contact.
For more information, go to Getting Started, a homebuyer’s list.
Single-family houses
Loans for sale, refinance and renovation of single-family houses through fourplex properties when it comes to owner and non-owner occupant, including 2nd mortgages.
First-time homebuyer loans
my house
My Residence is available statewide for candidates or properties perhaps perhaps not fulfilling the specific needs of other Alaska Housing loans.
Very First Home
This homebuyer that is first-time provides a decreased interest to eligible borrowers with no earnings limitations, purchase price limitations or recapture conditions of this First Residence Limited loan.
First Residence limited
First Home Limited provides lower interest levels to qualified first-time homebuyers. First-time homebuyers are borrowers who possess perhaps not owned a residence that is primary the final 3 years.
Veterans Mortgage System
Qualified veterans may obtain funding at reduced interest levels. Veterans might not have been released from active responsibility service a lot more than 25 years just before application date.
Uniquely Alaskan
This loan can be acquired for several properties for which funding may possibly not be obtained through private, state or federal home loans.
Refinance
This permits candidates to get brand new financing to enhance the terms on the existing loan and/or finance renovations, set up home happens to be financed by Alaska Housing.
Manufactured Residence
Funding for manufactured housing located in a mobile house park or on land ( perhaps not attached with a permanent foundation).
Rural loan that is non-Owner-Occupied
Funding to get or renovate housing that is rental tiny communities. Long-lasting funding normally readily available for owner-built, newly built rental housing.
Rural Owner-Occupied Loan
Funding to acquire or renovate housing that is owner-occupied tiny communities. Long-term funding can be designed for the owner-built, newly built home.
2nd Mortgage
The Second Mortgage loan provides financing to renovate current domiciles or even to purchase a house with the presumption of a current Alaska Housing home mortgage.
2nd Real Estate loan for Energy Saving
Owner-occupants may fund as much as $30,000 of energy improvements, selecting from a alternative to payday loans with bad credit summary of upgrades incorporated with the vitality audit of these house.
Small Building Material Loan
Funding for the renovation or conclusion of domestic properties positioned in “small communities.” Properties can be non-owner or owner-occupied occupied.
Streamline Refinance
Borrowers with a house presently financed by Alaska Housing may obtain brand new funding without earnings, credit, or appraisal skills.