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The advance payment Assistance Program (DPAP) assists Nova Scotians with modest incomes who pre-qualify for an mortgage that is insured buy their very first house.
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Qualified individuals can put on to get an interest-free repayable loan of up to five % associated with the purchase cost of a house.
Eligibility:
- The acquisition cost of the true house may well not go beyond $280,000 when you look at the Halifax Regional Municipality (HRM) and $150,000 into the remaining portion of the province.
- Individuals should have good credit and start to become pre-approved for an insured home loan by an accepted institution that is financial.
- For a job candidate to qualify for the support, listed here requirements must certanly be met:
- The home is with in Nova Scotia
- The applicant is a home buyer that is first-time
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- The applicant is pre-approved for an insured home loan by an accepted institution that is financial
- The applicant includes a satisfactory credit history
- The applicant has evaluated the material that is educational first-time house purchasers given by Housing Nova Scotia (see below)
- The applicant’s total household earnings is lower than $75,000
- The applicant is really a Canadian resident or has resident status that is permanent
- The applicant has resided in Nova Scotia for at the least year
- The bought property ought to be the applicant’s principal residence; leasing properties, regular and leisure properties aren’t qualified.
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